Best camera phones under Rs 20,000 in India for May 2021

The camera on smartphones is getting more important than we'd have imagined a few years back. Gone are the days when you had to spend over Rs 40,000 or buy a super costly flagship smartphone to get a  good camera experience. The budget and mid-range smartphones have gotten better over the last couple of years. They offer a great camera experience and some of them even feature flagship-grade camera sensors.

best camera phone under Rs 20,000

1. Redmi Note 10 Pro Max

2. Realme 8 Pro

3. Poco X3 Pro

4. Vivo V20 SE

5. Moto G60

6. Samsung Galaxy M31s

We are in 2021 now and most smartphones we get in the sub Rs 20,000 feature either three or four cameras. Most phones are feature 48MP, 64MP, and even 108MP main camera. However, megapixel count doesn’t always reflect better camera performance. It is refreshing to see some good camera improvements that has happened over the past few months in India. 

As said earlier, the most common camera array in the current best camera phones under Rs 20,000 will be a primary camera followed by an ultra-wide-angle lens, a macro, and depth cameras. We have picked the top six camera phone within Rs 20,000 right now in India. The complication includes phones from Xiaomi, Realme, Poco, Motorola, and Samsung. 

If you are looking for a phone under Rs 25,000 that has a balanced set of features, we've got you covered. Check our list of best phones under Rs 25,000

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Redmi Note 10 Pro Max review

(Image credit: Aakash Jhaveri)
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Redmi Note 10 Pro Max review

(Image credit: Aakash Jhaveri)
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Redmi Note 10 Pro Max review

(Image credit: Aakash Jhaveri)
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Redmi Note 10 Pro Max review

(Image credit: Aakash Jhaveri)
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Redmi Note 10 Pro Max review

(Image credit: Aakash Jhaveri)
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Redmi Note 10 Pro Max review

(Image credit: Aakash Jhaveri)
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Redmi Note 10 Pro Max review

(Image credit: Aakash Jhaveri)
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Redmi Note 10 Pro Max review

(Image credit: Aakash Jhaveri)

1. Redmi Note 10 Pro Max

Umpteen upgrades

Display: 6.67-inch FHD+, AMOLED, 120Hz | Processor: Snapdragon 732G | RAM: 6/8GB | Storage: 64/128GB | Battery: 5020mAh, 33W charging | Rear camera: 108MP+8+5+2MP | Front camera: 16MP | OS: Android 11, MIUI 12 | Weight: 193g | Thickness: 8.1mm

Lovely 120Hz AMOLED display
Reliable battery life
Great cameras
Relatively slow charging
Inconsistent secondary camera

The Redmi Note 10 Pro Max is the best camera phone in the budget segment as it comes with a meaningful set of camera and features that are pretty easy to use for anyone without much photography knowledge. The devices feature a 108MP Samsung ISOCELL HM2 main sensor which does an excellent job capturing great images. The results have plenty of detail and great colours, albeit a little too saturated for our liking. 

While the ultrawide lens could have been better, the 5MP macro camera is one of the best on a smartphone we’ve seen in a long time. It has 2x magnification which means you can get pretty close to a subject and capture some stunning images. As for the other features, the device comes with a lovely 120Hz Super AMOLED display, a capable chipset, and packs in a 5,020mAh battery unit that offers reliable battery life.

For those who don’t want a 108MP camera, the Redmi Note 10 Pro with a 64MP camera is available for Rs 3,000 less. Apart from the primary camera, everything else remains the same on both phones. 

Read our Redmi Note 10 Pro Max review

Redmi Note 10 Pro Max Redmi Note 10 Pro
6+64GB Rs 18,999 Rs 15,999
6+128GB Rs 19,999 Rs 16,999
8+128GB Rs 21,999 Rs 18,999
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Realme 8 Pro

(Image credit: Future)
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Realme 8 Pro

(Image credit: Future)
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Realme 8 Pro

(Image credit: Realme 8 Pro)
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Realme 8 Pro

(Image credit: Future)
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Realme 8 Pro

(Image credit: Future)

2. Realme 8 Pro

Camera modes to last a lifetime

Display: 6.4" FHD+, AMOLED, 60Hz | Processor: Snapdragon 720G | RAM: 6/8GB | Storage: 128GB | Battery: 4500mAh, 50W charging | Rear camera: 108+8+2+2MP | Front camera: 16MP | OS: Android 11, Realme UI 2.0 | Weight: 176g | Thickness: 8.1mm

Versatile camera features
Excellent design
Solid battery life
Fast charging
No high refresh rate
108MP needs optimization

The cameras of the Realme 8 Pro have been advertised as its biggest feature. And while the performance of the cameras of the Realme 8 Pro may not be the best in class, we have to admit that it offers a lot of options in terms of shooting modes and filters. You get the same 108MP Samsung ISOCELL HM2 sensor. The primary camera produces good images which are surprisingly true to colour but could do with a little bit more adjustment when it comes to temperature accuracy. 

The regular camera mode offers to zoom up to 5x which seems to catch quite a few details. The Super-Nightscape mode captures more details than usual. If you want to capture the night sky, Realme offers Starry Night mode which can produce stunning images with the help of a tripod.  

Apart from the camera, the device offers good performance and well-optimized UI elements. The Realme UI is also one of the cleanest Android skins barring a few bloatware. There is also an excellent 6.4-inch Super AMOLED display, but the refresh rate is limited to 60Hz. 

Read our Realme 8 Pro review

Buy Realme 8 on Flipkart

6+128GB: Rs 17,999

8+128GB: Rs 19,999

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Poco X3 Pro

(Image credit: Srivatsa Ramesh)
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Poco X3 Pro

(Image credit: Srivatsa Ramesh)
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Poco X3 Pro

(Image credit: Srivatsa Ramesh)
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Poco X3 Pro

(Image credit: Srivatsa Ramesh)
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Poco X3 Pro

(Image credit: Srivatsa Ramesh)
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Poco X3 Pro

(Image credit: Srivatsa Ramesh)
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Poco X3 Pro

(Image credit: Srivatsa Ramesh)
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Poco X3 Pro

(Image credit: Srivatsa Ramesh)
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Poco X3 Pro

(Image credit: Srivatsa Ramesh)

3. Poco X3 Pro

New ingredients, same recipe

Display: 6.67" FHD+, LCD, 120Hz | Processor: Snapdragon 860 | RAM: 6/8GB | Storage: 128GB | Battery: 5160mAh, 33W | Rear camera: 48+8+2+2MP | Front camera: 20MP | OS: Android 11, MIUI 12 | Weight: 213g | Thickness: 9.4mm

Excellent performance
Battery life
Camera
Relatively slow charging
Bulky

For those who need flagship-grade performance, the Poco X3 Pro is the one to go with. The Snapdragon 860 chipset is a beast and beats everything else in the segment. While the performance is top-notch on the device surprised us with its camera performance. The Poco X3 Pro comes with a quad-camera setup with a 48MP Sony IMX582 sensor (f/1.79), an 8MP ultra-wide lens with f/2.2, a 2MP depth sensor, and a 2MP macro lens. 

By default, the pictures are captured in 12MP and come out with good details, vibrant colours and dynamic range is also very good. The phone manages to bring ample details out of the subject along with fair colour reproduction. The HDR mode is turned off by default, but we’d suggest you turn that on, so you get a better result. As for the night mode, the Poco X3 Pro performed well again. The dedicated night mode clicks images that have more details and better dynamic range. 

Apart from the decent set of cameras, the Poco X3 Pro offers a 120Hz LCD display, a 5,160mAh battery and excellent battery life. 

Read our Poco X3 Pro review

Buy Poco X3 Pro on Flipkart 

6+128GB: Rs 18,999 | 8+128GB: Rs 20,999

Vivo V20 SE

(Image credit: Vivo)

4. Vivo V20 SE

For selfie lovers

Display: 6.44" FHD+, AMOLED, 60Hz | Processor: Snapdragon 665 | RAM: 8GB | Storage: 128GB | Battery: 4100mAh, 33W | Rear camera: 48+8+2MP | Front camera: 32MP | OS: Android 10 | Weight: 171g | Thickness: 7.8mm

Excellent selfie camera
Great AMOLED display
Performance 
Low light performance

Vivo makes one of the best cameras to handle selfies. The Vivo V20 SE is a great option for all the selfie lovers out there as the device packs in a 32MP selfie camera inside the dew-drop notch. The selfies come out really well in daylight with a good amount of details and you can also click portrait selfies. By default, the Beauty mode is turned on, which makes skin smoother. For low light selfies, you get screen flash which produces brighter images. 

The Vivo V20 SE also packs in a 6.44-inch AMOLED panel and in-display fingerprint scanner. Under the hood, the handset is powered by Snapdragon 665 and comes with 8GB of RAM and 128GB of storage. There is a 48MP primary sensor, an 8MP ultra-wide sensor, and a 2MP depth sensor. The battery is rated is 4100mAh and supports Vivo’s 33W fast charging speeds. On the software front, it runs on Funtouch OS 11 based on Android 10. 

Moto G60

(Image credit: Flipkart)

5. Moto G60

The cheapest 108MP camera phone

Display: 6.78" FHD+, LCD, 120Hz | Processor: Snapdragon 732G | RAM: 6GB | Storage: 128GB | Battery: 6000mAh, 20W | Rear camera: 108+8+2MP | Front camera: 32MP | OS: Android 11 | Weight: 220g | Thickness: 9.6mm

Decent camera performance
120Hz display
Clean Android experience
Bulky
Slow charging

The cheapest smartphone with a 108MP main camera setup, the Moto G60 is the latest phone from Motorola in the market. In daylight, the images come out really well with an ample amount of colour. The noise reduction is not the best in the segment but can be improved with updates. The 8MP ultra-wide-angle camera also doubles up as a macro shooter and produces excellent images. 

The Moto G60 is also a perfect phone for those who don’t want to deal with any bloatware, ads - you get near-stock Android 11 experience with a dedicated Google Assistant button. There is also a 120Hz big 6.8-inch display with HDR10 certification. The device is powered by a Snapdragon 732G chipset which performs smoothly and the device is backed by a mammoth 6,000mAh battery with a 20W fast charge which takes about 150 minutes to fully charge the device. 

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samsung galaxy M31s

(Image credit: Samsung)
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samsung galaxy M31s

(Image credit: Jitendra Soni)
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samsung galaxy M31s

(Image credit: Jitendra Soni)

6. Samsung Galaxy M31s

Been there done that!

Display: 6.5-inch FHD+ | Processor: Exynos 9611 | RAM: 6/8GB | Storage: 128GB | Rear camera: 64 + 12 + 5 + 5MP | Front camera: 32MP | Battery: 6,000mAh, 25W fast charging | OS: Android 11 | Weight: 203g | Thickness: 9.3mm

Great Display
Long-lasting Battery
Decent Camera performance
Dated Chipset
Not so fast charging 

The successor to the vastly popular Galaxy M31, the Galaxy M31s features a 64MP primary Sony IMX682 sensor of an f/1.8 aperture, a 12MP ultra-wide sensor of an f/2.2 aperture, a 5MP depth sensor and a 5MP macro sensor. On the front, the phone has a 32MP selfie camera of an f/2.2 aperture.

The images produce ample amounts of detail. The primary 64MP Sony sensor was able to produce amazing images when the lighting was sufficient. Samsung has also added a single take feature from the flagships to this mid-segment phone. This feature lets users capture 10 seconds of footage in various modes with the wide-angle lens and is helpful for users who are unsure about how to capture a certain moment. 

You get a 6.5-inch Super AMOLED Infinity-O screen with Full HD+ resolution. It is powered by the Snapdragon 9611 chipset. That is paired with up to 8GB of LPDDR4X RAM. There is a massive 6,000mAh battery pack with support for 25W fast charging over USB Type-C. It also supports reverse charging via Type-C to Type-C cable that's included in the box.

Read our Samsung Galaxy M31s review

Buy Samsung Galaxy M31s on Amazon

6+128GB: Rs 18,499

8+128GB: Rs 20,499

Best camera phones under Rs 20,000 in India

Device Price
Redmi Note 10 Pro Max Rs 18,999 onwards
Realme 8 Pro Rs 17,999 onwards
Poco X3 Pro Rs 18,999 onwards
Vivo V20 SE Rs 19,990
Moto G60 Rs 17,999
Samsung Galaxy M31s Rs 18,499 onwards

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